Philosophical Perspectives
There are two approaches to understanding the relationship of the von Neumann universe V to ZFC (along with many variations of each approach, and shadings between them). Roughly, formalists will tend to view V as something that flows from the ZFC axioms (for example, ZFC proves that every set is in V). On the other hand, realists are more likely to see the von Neumann hierarchy as something directly accessible to the intuition, and the axioms of ZFC as propositions for whose truth in V we can give direct intuitive arguments in natural language. A possible middle position is that the mental picture of the von Neumann hierarchy provides the ZFC axioms with a motivation (so that they are not arbitrary), but does not necessarily describe objects with real existence.
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