Personality
Growing up with street smart wiseguys such as Romano often presented Ungar with some interesting situations later on in his adult life. Ungar was once at an airport attempting to fly out of the United States to Europe for a poker tournament with several fellow pros. All of Ungar's friends had passports, but he did not. In fact, Ungar did not even have a Social Security number until after his 1980 WSOP win and that was only because he was forced to obtain one in order to collect his winnings.
Upon telling the airport customs agent he needed the passport immediately to leave the country, the agent replied that for a small fee, they could push the necessary forms through quicker for him. Ungar misconstrued this as meaning the agent was requesting a bribe, something he was used to back in New York when with Romano. Ungar had no problem doing this and slipped the agent a $100 bill. However the agent was actually referring to a small "expedite fee" that was common for all passport applicants. The agent was going to call the police and have Ungar arrested for attempting to bribe a public official before his fellow poker players stepped in and smoothed things out.
At one point Ungar was being staked by Las Vegas mob enforcer Anthony "The Ant" Spilotro, and showed up at Spilotro's house after having been gone for two days (he was supposed to check in to report his take every day) with a gun in his waistband. Through a slit in the doorway Spilotro's son Vincent witnessed his father beat Ungar brutally, not for losing money or not having reported, but for the disrespect of bringing a gun into his home. Ungar's relationship with Spilotro was one that helped define Las Vegas of the 1970's.
Despite owning several expensive cars, Ungar rarely drove. He preferred to take a taxicab virtually anywhere he went, even from his home in Las Vegas to the casinos which was only a short trip. Ungar was known to be a large tipper to cabbies and casino employees, regardless of whether he was winning. Mike Sexton once noted that "Stuey spent what most people make in a year on cab fares."
The fact he rarely drove could have possibly come from a time when Ungar purchased a brand new Mercedes sports car and drove it until the vehicle ran out of oil and broke down. Ungar brought it back to the dealership and was told by a mechanic that it had no oil and thus would not run. Ungar replied, "Why the hell didn't you tell me you had to put oil in the car?"
Ungar's friends often said he "ate like a wild animal." Ungar saw eating as something that had to be gotten over with so he could get back to gambling action. He would often call restaurants ahead of time and place an order for himself and everyone in his party so it was ready at the same time his table was when they got there.
Sexton noted that because Ungar would pay for everyone in his dining party, regardless of how expensive the meal was, it was impossible to argue with his method. Ungar would race in to the restaurant, shovel the food down as fast as he could, throw cash for the entire meal plus a generous tip on the table and be ready to leave, even if the rest of his party had just barely started on drinks or appetizers.
The same friends however also noted that Ungar, when he had money, was one of the most generous people they had ever met. He was known to always be willing to help out a friend. Ungar was once on a hot winning streak and sent his longtime sports betting friend Michael "Baseball Mike" Salem enough money to pay for several months of his mortgage. Salem did not ask for the money and had only mentioned offhand to Ungar he was in the midst of a nasty losing streak.
Ungar's own attorney recalled a time when Ungar asked him how he was doing. He responded that he was OK, but struggling a little financially. Ungar immediately took $10,000 cash out of his pocket and gave it to him, saying "Take it. It's yours. Pay me back when you can. And if you don't pay me back, that's OK too."
In fact, Sexton and Ungar became friends when Sexton was suffering a losing streak and was nearly broke. Ungar was playing in a high limit seven card stud game and had to use the restroom. Ungar told Sexton to "pick up a hand" (play the next hand) for him while he went. This is generally not allowed in card rooms today but for top pros like Ungar, rules were much more lax back then.
Sexton made a straight on the first five cards he was dealt however played cautiously at first, not wanting to be overly aggressive with another man's money. Ungar returned from the restroom in the middle of the hand, at which point (to Sexton's surprise) was thrilled that his money was involved in such a giant pot. Ungar's attitude made Sexton more comfortable with playing the hand aggressively and he ended up winning a large amount. Ungar saw another stud game going on across the room and gave Sexton $1,500 to go play in it. Sexton did and won an additional $4,000, of which he gave Ungar half and began to rebuild his bankroll.
Ungar also once won a large amount of money (over $1.5 million) on a series of horse races. That night, Ungar took all his close friends out to a strip club and paid for the entire evening which included numerous girls, Cristal champagne and a VIP booth. Sexton estimated the night cost Ungar $8,800 and he never once asked or expected any of his group to pay for a single penny of it.
Personal hygiene was also something that tended to be lost on Ungar. He rarely washed his own hair, opting instead to pay a professional stylist at The Dunes casino to wash it for him twice a week and cut it when necessary.
Ungar never had a bank account in his own name, preferring to keep his money in safe deposit boxes in hotels across Las Vegas. He dismissed the notion of a bank or checking account. "You mean I can't go there at midnight and get my money out?", he asked (this was before the advent of ATMs). "That's ridiculous." Madeline noted that Ungar had no concept of how a bank account even worked since he paid for everything in cash. According to her, Ungar believed that if you had a bank account and wrote a check, the check would be honored; not understanding that you need to take cash to the bank and deposit it to have the funds available to write a check first.
One time Ungar was walking through Las Vegas with Doyle Brunson. A man stopped him and asked for some money. Ungar pulled out a $100 bill and gave it to the man. Brunson asked Ungar who the man was, to which Stu replied, "If I had known his name, I would have given him $200."
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