The Sixteen Decisions
One of the foundations of Grameen Bank is its charter, which contains sixteen decisions that are recited during group meetings. The decisions are:
1. We shall follow and advance the four principles of Discipline, Unity, Courage, and Hard work in all walks of out lives.
2. We shall bring prosperity to our families.
3. We shall repair our homes and work towards constructing new houses.
4. We shall grow vegetables all year round. We shall eat plenty of them and sell the surplus.
5. We shall plant as many seedlings as possible during the plantation seasons.
6. We shall plan to keep our families small, minimize our expenditures, and look after our health.
7. We shall educate our children and ensure that they can earn to pay for their education.
8. We shall keep our children and our environment clean.
9. We shall build and use latrines.
10. We shall drink water from tubewells. If they are not available, we shall boil water or use alum.
11. We shall not take any dowry at our sons' weddings, nor shall we give any dowry at our daughters wedding. We shall not practice child marriage.
12. We shall not inflict any injustice on anyone, nor shall we allow anyone to do so.
13. We shall collectively undertake bigger investments for higher incomes.
14. We shall always be ready to help each other. If anyone is experiencing difficulty, we shall all help him or her.
15. If we come to know of any breach of discipline in any centre, we shall all go there and help restore discipline.
16. We shall take part in all social activities collectively.
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