Interbank Offered Rate

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    ... when one reflects on the books one never has written, and never may, though their schedules lie in the beautiful chirography which marks the inception of an unexpressed thought upon the pages of one’s notebook, one is aware, of any given idea, that the chances are against its ever being offered to one’s dearest readers.
    Elizabeth Stuart Phelps (1844–1911)

    As a novelist, I cannot occupy myself with “characters,” or at any rate central ones, who lack panache, in one or another sense, who would be incapable of a major action or a major passion, or who have not a touch of the ambiguity, the ultimate unaccountability, the enlarging mistiness of persons “in history.” History, as more austerely I now know it, is not romantic. But I am.
    Elizabeth Bowen (1899–1973)