Life
Baily was born at Newbury in Berkshire in 1774 to Richard Baily. After a tour in the unsettled parts of North America in 1796–1797, his journal of which was edited by Augustus de Morgan in 1856, Baily entered the London Stock Exchange in 1799. The successive publication of Tables for the Purchasing and Renewing of Leases (1802), of The Doctrine of Interest and Annuities (1808), and The Doctrine of Life-Annuities and Assurances (1810), earned him a high reputation as a writer on life-contingencies; he amassed a fortune through diligence and integrity and retired from business in 1825, to devote himself wholly to astronomy.
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