Access To Health Insurance
The United States does not have universal health care or a system of socialized medicine. Health insurance may be provided as an employee benefit, while unemployed, part-time, and self-employed workers must often pay for their own insurance. As of 2001, 41.2 million people in the United States (14.6% of the US population) had no health insurance coverage, though a significant portion of those are in the U.S. without proper documentation. By 2004, this had risen to 45 million (15.6%). The U.S. Census Bureau attributed the drop primarily to the loss of employer-provided plans due to the economic downturn and a continuation of rising costs.
A recent Harvard University study found that medical bills are a leading cause of bankruptcy in the United States. The study found that many declaring bankruptcy were part of the middle class and were employed before they became ill, but had lost their health insurance by the time they declared bankruptcy. In the U.S., people leaving a job can continue with their former employer's health insurance plan under the COBRA at a rate that is usually double the rate the employee paid while employed. When an employer-insured person loses a job due to illness and does not have sufficient resources to continue to pay for COBRA health insurance, they also lose their coverage.
Efforts to provide universal health care in the 1960s and early 1990s floundered against widespread opposition by politicians who objected to government control of medicine and business groups which opposed further regulation of the healthcare and insurance industries. Despite a general consensus, codified in the federal Emergency Medical Treatment and Active Labor Act, that emergency care must be provided even to the indigent, it is not widely accepted in the United States that the availability of broader health care should be considered a right and paid for by public funds.
Read more about this topic: Economic Issues In The United States
Famous quotes containing the words access to, access, health and/or insurance:
“The nature of women’s oppression is unique: women are oppressed as women, regardless of class or race; some women have access to significant wealth, but that wealth does not signify power; women are to be found everywhere, but own or control no appreciable territory; women live with those who oppress them, sleep with them, have their children—we are tangled, hopelessly it seems, in the gut of the machinery and way of life which is ruinous to us.”
—Andrea Dworkin (b. 1946)
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—Maya Angelou (b. 1928)
“I would hope that parents and grown children could be friends. When a friend confides in you that she’s going to do something that you think is most inappropriate, foolhardy or even dangerous, wouldn’t you as a friend say so—in a calm, supportive way? Yet I have to be so careful what I say to my children. I have to walk on eggs to be sure I’m not hurting their feelings or interfering with their lives.”
—Anonymous Parent of Adult Children. Ourselves and Our Children, by Boston Women’s Health Book Collective, ch. 5 (1978)
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—John Dos Passos (1896–1970)