Description
The source information for data aggregators may originate from public records and criminal databases; the information is packaged into aggregate reports and then sold to businesses, as well as to local, state, and federal government agencies. This information can also be useful for marketing purposes. Many data brokers' activities fall under the Fair Credit Reporting Act (FCRA) which regulates consumer reporting agencies. The agencies then gather and package personal information into consumer reports that are sold to creditors, employers, insurers, and other businesses.
Various reports of information are provided by database aggregators. Individuals may request their own consumer reports which contain basic biographical information such as name, date of birth, current address, and phone number. Employee background check reports, which contain highly detailed information such as past addresses and length of residence, professional licenses, and criminal history, may be requested by eligible and qualified third parties. Not only can this data be used in employee background checks, but it may also be used to make decisions about insurance coverage, pricing, and law enforcement. Privacy activists argue that database aggregators can provide erroneous information.
Read more about this topic: Data Aggregator
Famous quotes containing the word description:
“I fancy it must be the quantity of animal food eaten by the English which renders their character insusceptible of civilisation. I suspect it is in their kitchens and not in their churches that their reformation must be worked, and that Missionaries of that description from [France] would avail more than those who should endeavor to tame them by precepts of religion or philosophy.”
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